Business plan

Business plan of the Joint-Stock Commercial Bank
with the participation of foreign capital “Hamkorbank”
for 2023

The key performance indicators of the Business Plan:

• Assets 19.5 trillion Uzbek sum;

• Loan portfolio 14.5 trillion Uzbek sum;

• Net profit 850.0 billion Uzbek sum;

• Return on assets (ROA) Not less than 4.8%;
  

• Return on equity (ROE) Not less than 28.4%.
  

Key priorities for 2023:

1. Developing retail business, increase in volumes and profitability of retail products, implementing new attractive products for clients;
2. Obtaining an active growth in the volume of online loans and deposits;
3. Developing corporate business, implementing new digital products;
4. Implementing widespread use of new treasury instruments;
5. Developing the digital marketing system;
6. Implementing the strategic goals of the bank in the direction of centralization, optimization, transformation and digitalization;
7. Developing the risk management system and work with bad assets.